[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.er-sme.cz\/je-jiste-co-bude-se-stavebnim-sporenim\/#Article","mainEntityOfPage":"https:\/\/www.er-sme.cz\/je-jiste-co-bude-se-stavebnim-sporenim\/","headline":"Je jist\u00e9, co bude se stavebn\u00edm spo\u0159en\u00edm?","name":"Je jist\u00e9, co bude se stavebn\u00edm spo\u0159en\u00edm?","description":"Prakticky ze v\u0161ech stran se na n\u00e1s val\u00ed, \u017ee bychom si m\u011bli ukl\u00e1dat pen\u00edze na st\u00e1\u0159\u00ed, nebo\u0165 d\u016fchod vypl\u00e1cen\u00fd st\u00e1tem n\u00e1m neposkytne dost...","datePublished":"2023-10-10","dateModified":"2023-11-14","author":{"@type":"Person","@id":"https:\/\/www.er-sme.cz\/author\/#Person","name":"er-sme.cz","url":"https:\/\/www.er-sme.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"er-sme.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.er-sme.cz\/wp-content\/uploads\/hypoteka1_10_10_10_10_10_10_10_9.jpg","url":"https:\/\/www.er-sme.cz\/wp-content\/uploads\/hypoteka1_10_10_10_10_10_10_10_9.jpg","height":0,"width":0},"url":"https:\/\/www.er-sme.cz\/je-jiste-co-bude-se-stavebnim-sporenim\/","about":["Bydlen\u00ed"],"wordCount":434,"articleBody":"   Prakticky ze v\u0161ech stran se na n\u00e1s val\u00ed, \u017ee bychom si m\u011bli ukl\u00e1dat pen\u00edze na st\u00e1\u0159\u00ed, nebo\u0165 d\u016fchod vypl\u00e1cen\u00fd st\u00e1tem n\u00e1m neposkytne dost na to, abychom mohli pohodln\u011b \u017e\u00edt. Na\u0161t\u011bst\u00ed v tomto sm\u011bru m\u00e1me pom\u011brn\u011b dost alternativ. Jednou z t\u011bch dlouhodob\u011b popul\u00e1rn\u00edch pak bylo stavebn\u00ed spo\u0159en\u00ed. A\u010dkoliv to bylo p\u016fvodn\u011b ur\u010deno k tomu, aby si s jeho pomoc\u00ed lid\u00e9 \u0161et\u0159ili na n\u00e1kup nemovitosti, za\u010dalo b\u00fdt pou\u017e\u00edv\u00e1no jako klasick\u00e9 spo\u0159en\u00ed. D\u016fvodem byly hlavn\u011b pom\u011brn\u011b vysok\u00e9 st\u00e1tn\u00ed p\u0159\u00edsp\u011bvky, kter\u00e9 tak\u00e9 p\u0159isp\u00edvaly k dobr\u00e9mu zhodnocen\u00ed na\u0161ich pen\u011bz. Zkr\u00e1tka jsme na konci dostali v\u00edc, ne\u017e jsme do n\u011bj vlo\u017eili.\u010casy se v\u0161ak m\u011bn\u00ed, a s nimi i inflace. Nehled\u011b na to, \u017ee vl\u00e1da uva\u017euje o tom, \u017ee tyto st\u00e1tn\u00ed p\u0159\u00edsp\u011bvky sn\u00ed\u017e\u00ed. Nezb\u00fdv\u00e1 tedy, ne\u017e se pt\u00e1t, co bude se stavebn\u00edm spo\u0159en\u00edm https:\/\/nebankovnihypoteka.cz\/miliardy-letaji-vzduchem\/? Koneckonc\u016f mnoho lid\u00ed na n\u011bj spol\u00e9h\u00e1, a na rozd\u00edl od jin\u00fdch typ\u016f \u0161et\u0159en\u00ed jej nelze jen tak p\u0159ed\u010dasn\u011b vybrat.V prvn\u00ed \u0159ad\u011b je nutn\u00e9 po\u010d\u00edtat s t\u00edm, \u017ee bude podstatn\u011b m\u00e9n\u011b v\u00fdhodn\u00e9, ne\u017e d\u0159\u00edve, zvl\u00e1\u0161t\u011b kdy\u017e zapo\u010d\u00edt\u00e1me i sou\u010dasnou vysokou inflaci. Vypad\u00e1 to tedy, \u017ee ji\u017e nebude tou jistotou zhodnocen\u00ed pen\u011bz, jako b\u00fdvalo d\u0159\u00edv. Pokud tedy chceme z\u00edskat v\u011bt\u0161\u00ed \u010d\u00e1stku, ne\u017e do spo\u0159en\u00ed vlo\u017e\u00edme, nezbude n\u00e1m, ne\u017e se obr\u00e1tit na jin\u00e9, riskantn\u011bj\u0161\u00ed varianty.To samoz\u0159ejm\u011b m\u016f\u017ee p\u0159edstavovat probl\u00e9m pro lidi, kte\u0159\u00ed maj\u00ed ni\u017e\u0161\u00ed finan\u010dn\u00ed gramotnost a o r\u016fzn\u00fdch typech \u00fa\u010dt\u016f \u010di dokonce investov\u00e1n\u00ed prakticky nic nev\u011bd\u00ed. Tito budou zasa\u017eeni nejv\u00edce, nebo\u0165 pro n\u011b bude mnohem t\u011b\u017e\u0161\u00ed sv\u00e9 pen\u00edze nejen zhodnotit, ale tak\u00e9 o n\u011b nep\u0159ij\u00edt. Bohu\u017eel se s t\u00edm v sou\u010dasn\u00e9 dob\u011b ned\u00e1 nic d\u011blat, a popravd\u011b, tento v\u00fdvoj se dal o\u010dek\u00e1vat. St\u00e1tn\u00ed dluh roste a je pot\u0159eba vyd\u00e1vat z pokladny co nejmen\u0161\u00ed \u010d\u00e1stky. Proto byly ur\u010dit\u00e9 v\u00fddaje omezeny, p\u0159edev\u0161\u00edm pak pr\u00e1v\u011b nejr\u016fzn\u011bj\u0161\u00ed st\u00e1tn\u00ed p\u0159\u00edsp\u011bvky. Je tedy nutn\u00e9, aby si tito lid\u00e9 na\u0161li jin\u00fd zp\u016fsob, jak se na st\u00e1\u0159\u00ed zabezpe\u010dit. Ji\u017e dnes je toti\u017e bohu\u017eel jasn\u00e9, \u017ee bez toho se zkr\u00e1tka neobejdeme.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je jist\u00e9, co bude se stavebn\u00edm spo\u0159en\u00edm?","item":"https:\/\/www.er-sme.cz\/je-jiste-co-bude-se-stavebnim-sporenim\/#breadcrumbitem"}]}]