[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.er-sme.cz\/osobni-bankovni-ucet\/#Article","mainEntityOfPage":"https:\/\/www.er-sme.cz\/osobni-bankovni-ucet\/","headline":"Osobn\u00ed bankovn\u00ed \u00fa\u010det","name":"Osobn\u00ed bankovn\u00ed \u00fa\u010det","description":"Banky n\u00e1m velmi usnadn\u00ed spravov\u00e1n\u00ed na\u0161ich financ\u00ed. Za\u0159\u00edd\u00ed v\u010dasn\u00e9 zaplacen\u00ed v\u0161ech na\u0161ich poplatk\u016f, sta\u010d\u00ed jen zadat trval\u00e9 p\u0159\u00edkazy. I ve\u0161ker\u00e9 jin\u00e9 jednor\u00e1zov\u00e9 poplatky...","datePublished":"2023-04-27","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.er-sme.cz\/author\/#Person","name":"er-sme.cz","url":"https:\/\/www.er-sme.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"er-sme.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.er-sme.cz\/osobni-bankovni-ucet\/","about":["Finance"],"wordCount":403,"articleBody":"Banky n\u00e1m velmi usnadn\u00ed spravov\u00e1n\u00ed na\u0161ich financ\u00ed. Za\u0159\u00edd\u00ed v\u010dasn\u00e9 zaplacen\u00ed v\u0161ech na\u0161ich poplatk\u016f, sta\u010d\u00ed jen zadat trval\u00e9 p\u0159\u00edkazy. I ve\u0161ker\u00e9 jin\u00e9 jednor\u00e1zov\u00e9 poplatky si snadno sami uhrad\u00edme v internetov\u00e9m bankovnictv\u00ed bez nutn\u00fdch n\u00e1v\u0161t\u011bv pobo\u010dky. Na \u00fa\u010det n\u00e1m tak\u00e9 chod\u00ed na\u0161e v\u00fdplata nebo soci\u00e1ln\u00ed d\u00e1vky.\u00a0BANKOVN\u00cd \u00da\u010cTYT\u00e9m\u011b\u0159 ka\u017ed\u00fd m\u00e1 dnes u n\u011bkter\u00e9 banky zalo\u017een\u00fd bankovn\u00ed \u00fa\u010det.K n\u011bmu v\u011bt\u0161inou pat\u0159\u00ed:\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 spo\u0159\u00edc\u00ed \u00fa\u010det\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 term\u00ednovan\u00fd vkladNezbytn\u00e9 je v\u017edy si zjistit podm\u00ednky, za jak\u00fdch V\u00e1m banka umo\u017en\u00ed tyto produkty vyu\u017e\u00edvat. Nutn\u00e9 je zn\u00e1t minim\u00e1ln\u00ed vklad, v\u00fdpov\u011bdn\u00ed lh\u016ftu, poplatky a p\u0159edev\u0161\u00edm n\u00e1s v\u017edy zaj\u00edm\u00e1 p\u0159ipisov\u00e1n\u00ed \u00farok\u016f.Poplatkyu bankovn\u00edch \u00fa\u010dt\u016f neb\u00fdvaj\u00ed mal\u00e9, ale dnes se m\u016f\u017eete poohl\u00e9dnout po bance, kter\u00e1 nab\u00edz\u00ed jejich veden\u00ed spolu s internetov\u00fdm bankvnictv\u00edm, odchoz\u00edmi a p\u0159\u00edchoz\u00edmi platbami i v\u00fdb\u011bry z bankomat\u016f zcela zdarma a dokonce bez jak\u00fdchkoliv podm\u00ednek!Nejzn\u00e1m\u011bj\u0161\u00ed inovativn\u00ed banky bez poplatk\u016f jsou v sou\u010dasn\u00e9 dob\u011b:\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Equa bank\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Air Bank\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Fio Banka\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 ZunoZvl\u00e1\u0161tn\u00ed pozn\u00e1mku si zaslou\u017e\u00ed klienty dosud hojn\u011b vyu\u017e\u00edvan\u00e1 mBank, jen\u017e pat\u0159ila dosud k bance bez poplatk\u016f, ale od leto\u0161n\u00edho srpna 2016 m\u011bn\u00ed svoje podm\u00ednky a \u0159adu slu\u017eeb bude zpoplat\u0148ovat.Jak je vid\u011bt, v\u0161e se neust\u00e1le m\u011bn\u00ed a banka, kter\u00e1 V\u00e1s nyn\u00ed pot\u011b\u0161\u00ed a bude Va\u0161e finance spravovat zdarma, se m\u016f\u017ee postupem \u010dasu zm\u011bnit a p\u0159estane V\u00e1m ve Va\u0161ich po\u017eadavc\u00edch vyhovovat. Na\u0161t\u011bst\u00ed nen\u00ed dnes v\u016fbec t\u011b\u017ek\u00e9 banku zm\u011bnit. Ka\u017ed\u00e1 stoj\u00ed o nov\u00e9 klienty a za\u0159\u00edd\u00ed V\u00e1m sama p\u0159evod cel\u00e9ho \u00fa\u010dtu i s p\u0159\u00edchoz\u00edmi platbami a trval\u00fdmi p\u0159\u00edkazy.Odborn\u00edci na finance doporu\u010duj\u00ed nech\u00e1vat si na bankovn\u00edm \u00fa\u010dt\u011b jen o m\u00e1lo v\u00edc prost\u0159edk\u016f ne\u017e kolik pot\u0159ebujeme na platebn\u00ed transakce a uhrazen\u00ed v\u00fddaj\u016f. M\u00e1me-li v\u00edce financ\u00ed, potom vyu\u017e\u00edvat produkty, kter\u00e9 nab\u00edzej\u00ed v\u00fdhodn\u011bj\u0161\u00ed zhodnocov\u00e1n\u00ed. Spo\u0159\u00edc\u00ed \u00fa\u010dty a term\u00ednovan\u00e9 vklady dnes bohu\u017eel stagnuj\u00ed a jejich \u00farokov\u00e9 sazby se neust\u00e1le sni\u017euj\u00ed.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Osobn\u00ed bankovn\u00ed \u00fa\u010det","item":"https:\/\/www.er-sme.cz\/osobni-bankovni-ucet\/#breadcrumbitem"}]}]